1. Entertainment program prize-winning fraud

【Common forms】

"Hello, you're the lucky person of XXX program, please click and find out how to receive your awards."

Criminals may send text messages to victims in the name of some popular program, lying that you have been selected as a lucky person to have won huge prizes, which will be followed by requirements of handling fees, deposit or individual income tax, or induction of remitting money to their designated bank accounts.

2. Card-swiping consumption fraud

【Common forms】

"Hello, your personal information has leaked out and your fund needs to be transferred to a secure account."

Criminals may send mass text messages, posing as staff of Union Pay Center or the public security bureau to set up a series of traps, demanding that the money in your bank should be transferred into the so-called "security account", or arbitraged your bank account and password to commit a crime, on the pretext of your personal information leakage.

3. Grants, aid, scholarship fraud

【Common forms】

"Excuse me, is this the parent of XXX? Your grant has been approved, please tell me your bank card number."

Criminals may call or send messages to parents of impoverished students or poverty-stricken people in the name of staff members of civil affairs, federation of disabled persons and other units, falsely claiming that they can receive subsidies, grants, aids or scholarships. Next, the criminals may request bank card number and ask the victims to check the receipt of funds through the English interface of the ATM and transfer their money.

4. Ticket change fraud

【Common forms】

"Your flight has been cancelled due to the weather. Please click on the following link …"

Criminals may pose as airline customer service in the name of "flight cancellation, refund, and ticket changing services" to induce ticket purchasers to make numerous remittances, constituting a serial fraud.

5. Refund fraud

【Common forms】

"Your order on this website is out of stock for the time being. Please provide us with your bank card number and other information for the convenience of your refund."

Criminals may impersonate online shopping platform customer service personnel by making phone calls or sending short messages, claiming that the goods you've purchased are out of stock and a refund is available, thus requiring your bank card number, password and other personal information.

6. Message Fraud Posed as Landlord

【Common forms】

"XXX, sorry to bother you. I've recently applied for a new bank card, please transfer rent to this card."

Criminals may masquerade as landlords and send mass text messages, claiming that their bank cards have been changed and demanding for subsequent rents to be transferred into another designated account.

7. Telephone fraud posing as a public prosecutor's office

【Common forms】

"Hello, this is XX Intermediate People's Court, we've found out that you have been suspected for money laundering, please..."

Criminals may pretend to be public prosecutors and claim that the victims' identity information has been embezzled and used for criminal acts such as money laundering, thus demanding that the funds be transferred into state accounts to cooperate their investigation.

8. Phishing website fraud

【Common forms】

"Log in to this website to upgrade your bank card free of charge, making it more powerful and safer."

On the pretext of online banking upgrading, criminals may require victims to log in to phishing websites of counterfeit banks' official websites so as to obtain their bank accounts, online banking passwords, mobile phone transaction codes and other information to commit fraud.

9. Telephone arrears fraud

【Common forms】

"Hello, your mobile phone balance is insufficient, in order not to affect your normal use, please transfer to XXX."

Criminals posing as staff members of communications operators may call victims or directly play an automated message, demanding the owed funds to be transferred to designated accounts.

10. Loan fraud

【Common forms】

"Hey guys, are you short of money? The interest is low and you will get it soon."

Criminals may send mass messages claiming that they can provide loans to those who are short of funds, with low monthly interest rates and no need for guarantees. Once the victims believe it to be true, the criminals will commit fraud in the name of prepaid interest, deposit and so on.

11. Fictitious surgery fraud

【Common forms】

"Your father just fell down. I will take him to the hospital and hospitalization fee is in urgent need! Transfer quickly."

Criminals may fabricate that the victims' children or parents need urgent operation or first-aid because they had an accident or sudden attack of disease. Then the criminals will ask the victims to transfer money for treatment immediately. In this case, the victims tend to get panic and transfer the required funds to the designated bank accounts.

12. Pseudo base station fraud

【Common forms】

"Dear user, your points in our mall have been redeemed for XX yuan cash gift pack. Please log in wap.xxx.com to download and activate the app to collect them."

Criminals may use fake base stations to send false links to lure the victims to exchange points for cash in the mall. Once the victims click on their mobile phones, they will insert Trojan horse virus to obtain their bank accounts, passwords and mobile phone numbers.